Theo tin Ken Research
Theo tin trong ấn phẩm mới nhất của Ken Research: Khoản tín dụng được giải ngân trên thị trường tài chính xe hơi Việt Nam dự kiến sẽ đạt hơn 300 nghìn tỷ đồng trong năm 2026F nhờ lãi suất cho vay thấp hơn
Ken Research
Ngày 22 tháng 11 năm 2022, 08:30 ET
Hiện 73,5% dân số Việt Nam sử dụng điện thoại thông minh. Nước này đặt mục tiêu tăng tỷ lệ này lên 85% vào cuối năm 2022.
Tại Việt Nam, tổng giá trị giao dịch trong phân khúc Đầu tư kỹ thuật số được dự đoán sẽ đạt 2,88 tỷ USD vào năm 2023, giúp các công ty công nghệ tài chính phát triển hơn nữa trong nước.
Các dịch vụ taxi đang gia tăng ở Việt Nam do đó làm tăng nguồn tài chính cho các phương tiện thương mại, điều này càng làm tăng lượng mua phương tiện trong nước.
GURUGRAM, Ấn Độ
Ngày 22 tháng 11 năm 2022
Số hóa ở Việt Nam được dự đoán: Số hóa ở Việt Nam được dự đoán sẽ tăng lên trong tương lai, điều này sẽ dẫn đến sự gia tăng của thị trường Tài chính ô tô với nhiều người chơi ngoại tuyến và nền tảng điện tử tham gia thị trường. Ngoài ra, dân số ngày càng tăng và mức thu nhập ngày càng tăng dẫn đến doanh số bán ô tô tăng dự kiến sẽ thúc đẩy sự gia tăng Dư nợ cho vay mua ô tô tại Việt Nam trong thời gian tới. Chính phủ Việt Nam đang lên kế hoạch cấm xe máy sau năm 2030 để giảm tắc nghẽn giao thông và khí thải, điều này sẽ thúc đẩy việc bán ra nhiều loại xe 3W và 4W hơn trên thị trường.
Thu nhập khả dụng và địa vị ngày càng tăng: Vì Việt Nam là một nền kinh tế có thu nhập trung bình, phần lớn người dân được dự đoán sẽ chọn thời hạn vay dài hơn do các khoản trả góp phù hợp với túi tiền vì các khoản thanh toán hàng tháng sẽ thấp hơn. Sở thích của người tiêu dùng có nhiều khả năng chuyển sang mua xe mới với thu nhập khả dụng và địa vị ngày càng tăng. Ngoài ra, với dân số ngày càng tăng và quá trình đô thị hóa nhanh chóng, LCV có thể có doanh số bán hàng cao hơn vì LCV được ưu tiên vận chuyển hàng rời khối lượng lớn, chủ yếu là hàng tiêu dùng, hàng dệt may, v.v. để vận chuyển quãng đường ngắn.
Trí tuệ nhân tạo và tài chính dựa trên chuỗi khối: Tại Việt Nam, số hóa đã cải thiện đáng kể các cải tiến quy trình làm việc, bao gồm xử lý nhanh hơn, xử lý tài liệu đáng tin cậy hơn và giảm thiểu rủi ro. Những mô hình này có thể giúp giữ cho phương tiện có giá phải chăng vì các tính năng công nghệ làm tăng chi phí sản xuất và bảo trì. Ngoài ra, các công ty bảo hiểm và ngân hàng đang thử nghiệm nhiều giải pháp tài chính dựa trên chuỗi khối và các công ty cho vay cầm cố ô tô đang đóng vai trò là cơ sở thử nghiệm cho các chuỗi khối của nhà sản xuất nhằm tăng năng lực của ngành tài chính ô tô tại Việt Nam.
Các nhà phân tích tại Ken Research trong ấn phẩm mới nhất của họ “Triển vọng thị trường tài chính ô tô Việt Nam đến năm 2026F- Được thúc đẩy bởi sự thâm nhập kỹ thuật số và sự thống trị của các ngân hàng cùng với sự thay đổi trong sở thích của người tiêu dùng từ 2W lên 4W” của Ken Research đã nhận xét rằng thị trường Tài chính ô tô là một thị trường mới nổi tại Việt Nam đang trong giai đoạn phục hồi sau khủng hoảng kinh tế sau đại dịch. Các chính sách gia tăng của chính phủ và sự gia tăng của các ngân hàng và tổ chức tài chính, sự gia nhập của các công ty tài chính cố định cùng với các dịch vụ chia sẻ chuyến đi đang phát triển dự kiến sẽ góp phần vào sự tăng trưởng của thị trường trong giai đoạn dự báo. Thị trường dự kiến sẽ tăng trưởng với tốc độ CAGR 23,7% trong giai đoạn 2021-2026F do nền kinh tế của đất nước đi lên, lãi suất tăng và các chính sách mới của chính phủ.
Triển vọng thị trường tài chính xe hơi Việt Nam đến năm 2026– Được thúc đẩy bởi sự thâm nhập kỹ thuật số và sự thống trị của các ngân hàng cùng với sự thay đổi trong sở thích của người tiêu dùng từ 2W đến 4W
Table of Contents
. Executive Summary
1.1 How is Auto- Finance Market positioned in Vietnam?
2. Country Overview
2.1 Vietnam Country Profile (Overview, Major Cities, GDP and Inflation Rate, Percentage of GDP Composition by Sector, Trade Scenario,)
2.2 Vietnam Population Analysis (Population by Gender, by Age Group, by Religion, by Religion, Demographics of Vietnam)
2.3 Vietnam Internet and Broadband Infrastructure
2.4 Vietnam Internet Usage Trends
3. Overview of Automotive Industry in Vietnam
3.1 Vietnam Automotive Industry Overview
3.2 Vietnam Passenger and Commercial Car Sales, 2021
3.3 Passenger Car Landscape in Vietnam
3.4 Vietnam Passenger Car Sales by Different Brands
3.5 Import and Export of Passenger Cars in Vietnam
3.6 Passenger Car Pricing in Vietnam Automotive Market
3.7 Vietnam Automotive OEM Plants
4. Overview and Genesis of Auto Finance Market in Vietnam
4.1 Ecosystem of Vietnam Online Auto Finance Market
4.2 Business Cycle of Vietnam Online Auto Finance Market
4.3 Passenger Car Landscape in Vietnam
4.4 Timeline of Major Players of Auto Finance Market in Vietnam
4.5 Vietnam Auto Finance Value Chain Analysis
4.6 Vietnam Auto Finance Market Size, 2016- 2021
5. Market Segmentation of Auto Finance Market in Vietnam, 2021
5.1 Vietnam Auto Finance Market Segmentation by Type of Vehicle Financed (New Vehicle and Old vehicle), 2021
5.2 Vietnam Auto Finance Market Segmentation by Tenure of New and Used Vehicles (1 year, 2 years, 3 years and more), 2021
5.3 Vietnam Auto Finance Market Segmentation by Type of Motor Vehicle (Passenger and Commercial Vehicle), 2021
5.4 Vietnam Auto Finance Market Segmentation by Type of Passenger Vehicle (2W, 3W, 4W), 2021
5.5 Vietnam Auto Finance Market Segmentation by Type of Commercial Vehicle (LCV, MCV, HCV), 2021
5.6 Vietnam Auto Finance Market Segmentation by Type of Lenders (Banks, NBFC’s, OEMs), 2021
5.7 Vietnam Auto Finance Market Segmentation by Type of Lending Banks (Private and Government), 2021
6. Industrial Analysis of Auto Finance Market in Vietnam
6.1 SWOT Analysis of Vietnam Auto Finance Market
6.2 Government Regulations of Vietnam Auto Finance Market
6.3 Trends and Developments of Vietnam Auto Finance Market
6.4 Decision Making Parameter for Selecting Car Loan Vendor
6.5 Advantages of Financing from Banks vs Auto Dealers in Vietnam
6.6 Issues and Challenges in Vietnam Auto Finance Market
7. Customer Analysis of Auto Finance Market in Vietnam
7.1 Car Ownership and Preferences in Vietnam
7.2 Customer Pain Points in Vietnam Auto Finance Industry
8. Competition Overview of Auto Finance Market in Vietnam
8.1 Vietnam Auto Finance Market Competition Overview
8.2 Cross Comparison of Major Banks in Vietnam Auto Finance Market (Year of Establishment, Loan Amount, tenure, Interest Rate, NPL’s, Interest Income (from loans))
9. Future Outlook and Projections of Auto Finance Market in Vietnam, 2021-2026F
9.1 Future Market Sizing Analysis of Vietnam Auto Finance Market, 2021- 2026F
9.2 Vietnam Auto Finance Market Segmentation by Type of Vehicle Financed (New Vehicle and Old vehicle), 2026F
9.3 Vietnam Auto Finance Market Segmentation by Tenure of New and Used Vehicles (1 year, 2 years, 3 years and more), 2026F
9.4 Vietnam Auto Finance Market Segmentation by Type of Motor Vehicle (Passenger and Commercial Vehicle), 2026F
9.5 Vietnam Auto Finance Market Segmentation by Type of Passenger Vehicle (2W, 3W, 4W), 2026F
9.6 Vietnam Auto Finance Market Segmentation by Type of Commercial Vehicle (LCV, MCV, HCV), 2026F
9.7 Vietnam Auto Finance Market Segmentation by Type of Lenders (Banks, NBFC’s, OEMs), 2026F
9.8 Vietnam Auto Finance Market Segmentation by Type of Lending Banks (Private and Government), 2026F
10. Impact of COVID-19 on Auto Finance Market in Vietnam
10.1 Impact of Covid-19 on Auto Finance Market in Vietnam
10.2 Post Covid-19 of Vietnam Automobile Market
10.3 Ways Auto Financiers can navigate the Covid-19 Crisis
11. Analyst Recommendations for Online Auto- Finance Market in Vietnam
11.1 Best Practices for Building a Successful Chain of Auto Finance Practices
11.2 Growth Strategies for Vietnam Auto Finance Market
11.3 Operational Strategies for Vietnam Auto Finance Services Market
11.4 Auto Finance- The Way Forward
12. Research Methodology
12.1 Market Definitions
12.2 Abbreviations Used
12.3 Market Sizing Approach
12.4 Consolidated Research Approach
12.5 Sample Size Inclusion
12.6 Research Limitations and Future Conclusio
Disclaimer
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The Credit Disbursed in Vietnam Auto Finance Market is expected to reach more than VND 300 Tr during by 2026F owing to the Lower Lending Rates: Ken Research
Nov 22, 2022, 08:30 ET
Currently 73.5% of the population in Vietnam uses a smartphone. The country aims to increase the rate to 85% by the end of 2022.
In Vietnam, the total transaction value in the Digital Investment segment is projected to reach $2.88 Bn by 2023 which helps the fin-tech companies to grow further in the country.
The taxi services have been increasing in Vietnam thereby increasing the financing of commercial vehicles, which further increases vehicle purchases in the country.
GURUGRAM, India
Nov. 22, 2022
Digitalization in Vietnam is anticipated: Digitalization in Vietnam is anticipated to rise in the future which will lead to an increase in the Auto Finance market with multiple offline and e-platform players entering the market. Also, the increasing population and growing income levels leading to rising in sales of cars are expected to drive the rise in Auto Outstanding Loans in Vietnam in near future. The Vietnamese Government is planning a motorbike ban after 2030 to reduce traffic congestion and emissions which will increase the selling of more 3W and 4W in the market.
Growing Disposable Income and Status: As Vietnam is a middle-income economy, the majority of the people are anticipated to choose a longer loan duration owing to the installments being pocket friendly as monthly payments will be lower. Consumer preferences are more likely to shift to purchasing new vehicles with growing disposable income and status. Also, with the growing population and rapid urbanization, LCVs are probable to have higher sales as LCVs are preferred for high volume low bulk cargo majorly for consumer goods, textiles, and more for short distance haulage.
Blockchain-Powered Financing and Artificial Intelligence: In Vietnam digitization has improved significant workflow enhancements, including faster processing, more reliable document handling, and mitigated risk. These models could help keep vehicles affordable as technology features increase manufacturing and maintenance costs. Also, insurers and banks are piloting a variety of blockchain-powered financing solutions, and auto captive lenders are serving as test beds for manufacturer blockchains which will increase the capacity of the auto finance industry in Vietnam.
Analysts at Ken Research in their latest publication “Vietnam Auto Finance Market Outlook to 2026F- Driven by Digital Penetration and Dominance of Banks along with a Shift in Consumer Preference from 2W to 4W” By Ken Research observed that the Auto Finance market is an emergent market in Vietnam at a rebounding stage from the economic crisis after the pandemic. The rising government policies and the increase in banks and financial institutions, entry of captive finance companies along with growing ride-sharing services are expected to contribute to the market growth over the forecast period. The market is expected to grow at a 23.7% CAGR during 2021-2026F owing to the rise in the economy of the country, increasing interest rates, and new government policies.
Key Segments Covered:-
Vietnam Auto Finance:
By Type of Vehicle financed
New
Used
By Tenure:
1 year
2 years
3 years and more
By Type of Motor Vehicle:
Commercial
Passenger
By type of commercial motor Vehicle:
LMV
MCV
HCV
By Type of passenger motor vehicle
2W
3W
4W
By Type of Lender:
Banks
OEMs/Captives
NBFC
Request For Free Sample Report @ https://www.kenresearch.com/sample-report.php?Frmdetails=NTk2MDky
By Type of Lending Bank:
Government
Private
Key Target Audience
Vietnam Auto Industries
Government Bodies & Regulating Authorities
Financial Institutions
Manufacturing Companies
Automobile Distributors
Automobile Dealers and Associations
Investors & Venture Capital Firms
Time Period Captured in the Report:
Historical Year: 2016-2021
Base Year: 2021
Forecast Period: 2022F– 2026F
Major Banks:
Bank for Investment & Development
Vietcom Bank
Sacom Bank
Techcom Bank
Shinhan Bank
Vietnam International Commercial Joint Stock Bank
Vietin Bank
Tien Phong Bank
Woori Bank
Key Topics Covered in the Report:-
Vietnam Automotive Industry Overview
Vietnam’s Online Auto Finance Market Ecosystem
Business Cycle, Genesis, and Timeline of Vietnam Online Auto Finance Market
Vietnam Auto Finance Value Chain Analysis
Vietnam Auto Finance Market Size, 2021
Vietnam Auto Finance Market Segmentation (by Type of Vehicle Financed, by Type of Motor Vehicle, by Type of Passenger Vehicle, by Type of Commercial Vehicle, by Type of Lenders, by Type of Lending Banks, by Tenure of New and Old Vehicles), 2021
SWOT Analysis of Vietnam Auto Finance Market
Government Regulations of Vietnam Auto Finance Market
Trends and Developments of Vietnam Auto Finance Market
Decision Making Parameter for Selecting Car Loan Vendor
Issues and Challenges in Vietnam Auto Finance Market
Customer Analysis of Auto Finance Market in Vietnam
Competition Overview of Auto Finance Market in Vietnam
Future Outlook and Projections of Auto Finance Market in Vietnam, 2021-2026F
Impact of COVID-19 on Auto Finance Market in Vietnam
Analyst Recommendations for Online Auto- Finance Market in Vietnam
For more insights on the market intelligence, refer to the link below:-
Vietnam Auto Finance Market Outlook to 2026F
Related Reports By Ken Research:-
Indonesia Auto Finance Industry Outlook to 2026- Driven by growing digital penetration, evolving vehicle ownership characteristics and rebates by the Government amidst systematically regulated vehicle ownership and financing policies by the regulatory authorities
Increasing Population, growing income levels and recovery of the economy post Covid is leading to a rise in sales of vehicles which is expected to drive the rise in Auto Outstanding Loans in Indonesia. Hence, The Auto Finance Market is in the Growing Phase with Banking Institutions and NBFCs leading the Market and Online Aggregators Platforms entering the Market. And the Introduction of Online Personal Loan Aggregator Platforms in the market to provide ease in vendor selection process like BSP pay, Pesopay are among the top aggregator, Better Technological Infrastructure in the form of growing Auto Finance platforms, digital installment payment system, zero or very less face-to-face dealing, and simpler procedure, e.g. – Kredit Pintarand rising usage of AI and ML, for better Auto lending experience will lead the future growth of the industry. Innovative Business Models such as Subscription Lending & shared ownership may grow in future to increase car financing. The market is still expected to a good growth in Auto Finance Market of Indonesia.
Qatar Auto Finance Market Outlook to 2026F– Driven by Increasing Vehicle Prices and Low-Interest Rate In The Country
Qatar lacks in domestic auto production, thereby importing all automotive vehicles as completely built-up units from different countries. There were 71,289 new vehicles registered in 2021 in Qatar, where private vehicles accounting for more than half of the share. Majority of the cars are financed through dealership which involve finding and connecting with the customers. Qatar Auto Finance Market is in maturity stage as there is moderate growth owing to rising demand for two wheeler vehicle. QNB is leading and oldest Bank in Qatar with maximum contribution in the development of country. Expatriate population has been reducing in the country since last few years as the government is disincentivizing hiring of foreign national, leading to lack of opportunities. This has caused reduction in demand for auto loans by expats and decline in the growth rate of the Qatar auto finance market.
Philippines Auto Finance Market Outlook to 2026- Driven by change in consumer spending, ease in provision of loans, improving technology and government support
Philippines is 2nd fastest growing vehicle market in ASEAN with Commercial vehicles with higher market share and the market has observed the maximum growth in the automotive industry in ASEAN Countries, with automotive loan outstanding growth in the last five years mainly due to population increase and economic growth. The Auto Finance Market is in the Growing Phase with Banking Institutions and NBFCs leading the Market and Online Aggregators Platforms entering the Market with the Introduction of Online Personal Loan aggregator Platforms in the market to provide ease in vendor selection process like BSP pay, Pesopay are among the top aggregator, Better Technological Infrastructure in the form of growing Auto Finance platforms and rising usage of AI and ML for better Auto lending experience will lead the future growth of the industry. Innovative Business Models such as Subscription Lending & shared ownership may grow in future to increase car financing. The market is still expected to a good growth in Auto Finance Market of Philippines.
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SOURCE Ken Research
https://www.prnewswire.com/news-releases/the-credit-disbursed-in-vietnam-auto-finance-market-is-expected-to-reach-more-than-vnd-300-tr-during-by-2026f-owing-to-the-lower-lending-rates-ken-research-301685118.html
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